Workers Compensation Insurance Is Required in California

If you have employees in California, even just one, you are required as a business owner to carry workers compensation insurance. You are also mandated to have workers compensation insurance if you are a sole proprietor roofer in California or if you are headquartered out of state but have employees who work in California.

This is one of the oldest types of insurance in the US, designed to protect both employees and employers in cases of injuries sustained on the job.

When you carry workers compensation insurance for your business, it pays expenses if one of your employees is hurt at the workplace while performing their work duties. Without this coverage, you would have to reimburse the employee out of your own pocket. If the cost is significant, it could result in a loss of business assets or even force you to close your doors.

Workers compensation insurance also prevents employees from suing you to cover the costs of their injuries. Employers like it because of this protection. Workers appreciate it because they know they’re covered in the event of lost wages or high medical bills that would otherwise bankrupt them.

What Does Workers Compensation Cover?

Workers compensation insurance has become much more sophisticated over the years and now provides a broad range of benefits, including:

• Emergency diagnosis and treatment
• Ongoing medical care
• Disability case management
• Vocational rehabilitation
• Prescription drug expenses
• Legal fees and professional consultations

In most instances, workers compensation cases are fairly straightforward, and all parties involved are happy with the results.

Our Independent Agents Can Customize a Policy for Your Workplace

Every workplace is different, and therefore, your needs for workers compensation insurance aren’t the same as other businesses. We work with each of our clients in Burbank, CA and the San Fernando Valley to tailor workers compensation packages for their unique needs.

You will enjoy a large menu of insurance options and unparalleled personalized service, no matter how large your company is. Call Escueta Insurance Services at 818-840-8010 to learn more about your insurance requirements and how we can help you. Or just contact us online to ask your questions and get started on a quote today.

Get a Free Workers Comp Insurance Quote